It’s time to use your dental benefits! Your dental insurance policy allows for a certain dollar amount of coverage to be provided each year. If your maximum coverage benefit is not used during the year, you lose those benefits because unused coverage does not carry over to the next year.
Although treatment is never dictated by an insurance policy, our experience has shown that careful planning can help to maximize benefits. Most dental plans allow teeth cleanings two times a year. You may also participate in Flexible Spending (FSA) or Health Savings Account (HSA) to offset your out-of-pocket care costs. In most cases, any money left in those accounts at the end of the year is forfeit if it hasn’t been used.
Dental Benefits: When Should I Schedule an Appointment to Use My Remaining Benefits?
With the end of the year quickly approaching, it’s best to schedule an appointment as soon as possible. This is a good time to schedule more expensive and involved dental treatments, especially if you’ve already met your annual deductible.
If you require extensive dental work but are close to hitting your annual maximum, your dentist may offer to divide treatments between the current year and the upcoming year, when your benefits are renewed.
How Do I Use My Benefits?
If you haven’t maxed out your insurance benefits for the year or have FSA or HSA benefits to use, we encourage you to make an appointment before the end of the year. Contact us if you are due for a cleaning, have dental treatment pending, or wish to schedule dental treatment. One of our friendly team members will be happy to check the status of your dental benefits and ensure that you are maximizing their use.
Your dental benefits can be put toward preventative care, cosmetic dentistry such as crowns, fillings or veneers, even reconstructive treatment, including dental implant restorations. We are happy to work with you to get you the care you need.
About Modern Smiles
Modern Smiles is a general dental practice located in Chicago’s Lakeview and Old Town neighborhoods. As an independently owned, women- and minority-led, pro-LGBTQ+ practice, we take pride in fostering an inclusive and welcoming environment for all. Our experienced dentists—Dr. Rita Shah, Dr. Siddra Iqbal, and Dr. Khushboo Singh—are committed to promoting lifelong oral health through personalized, comprehensive care that prioritizes comfort and confidence.
Using advanced dental technology, our team at Modern Smiles delivers a full range of general and cosmetic services, including veneers, dental implants, crowns, bridges, Invisalign®, teeth whitening and more, all designed to help patients achieve their healthiest, most radiant smile. If you’re looking to use your dental benefits with us, we look forward to getting to know you!
Dental Benefits: Contact Us Today
At Modern Smiles, we look forward to helping you receive the smile or your dreams in Chicago, IL. End-of-year appointments fill up quickly, so call us today at (312) 500-7080 or request an appointment online at www.modernsmileschicago.com. We can’t wait to see you!